Table of Contents
Overview and Purpose of the Second Livelihood Support Fund
The government aims to stimulate the domestic economy and promote livelihood recovery through the second round of livelihood support funds.
Unlike the first round, which was universally distributed to all citizens, this second round will selectively support the 90% of the population excluding the top 10% income earners. This decision considers both the soundness of finances and equity.
The amount to be provided to each individual has been set at 100,000 won.
For more details, refer to the separate post below.
Eligibility and Exclusion Criteria
The eligibility for the second livelihood support fund is fundamentally set for all citizens except for the top 10% of income earners. The reference date for this criterion is June 18, 2025, and health insurance premiums as of June 2025 will serve as the basis for income judgment.
In the first phase, high asset holders will be prioritized for exclusion. This includes households whose total property tax assessment standard exceeds 1.2 billion won, or households whose annual financial income exceeds 20 million won.
In the second phase, household income will be assessed, including health insurance premiums. For instance, a single-person household qualifies if the health insurance premium is approximately 220,000 won or less. Additionally, for a four-person employed household, it is set to around 510,000 won or less, and dual-income households applying the '+1 person' adjustment rule will be evaluated based on a five-person household, set at around 600,000 won or less.
Application Period and Method
The second application for the livelihood support fund will be conducted from 9 AM on September 22, 2025, to 6 PM on October 31, 2025. Notifications through the National Secretary service will be gradually provided starting from September 15.
In the first week of applications, a day-of-the-week system will be applied based on the last digit of the birth year. For example, if the last digit is 1 or 6, applications can be made on Monday, and if it's 2 or 7, on Tuesday. From September 27, the restrictions will be removed, allowing all applicants to apply freely.
There are two methods of application: online and offline. Online applications can be made through credit card company apps or websites, local love gift certificate apps, easy payment apps, and the National Health Insurance Corporation's website and apps. Offline applications can be made at bank counters partnered with local resident centers.
Payment Method and Usage
The second payment of the livelihood support fund will be provided in the form of local love gift certificates, card points, and prepaid cards. Users can use the funds immediately upon approval, but since it is not automatically granted, application is necessary.
The usage deadline for this support fund is until November 30, 2025, and any unused balance by the deadline will expire.
Usage Locations and Restrictions
The funds can be used at traditional markets, local marts, restaurants, beauty salons, and other small business establishments only. Only establishments with annual sales below 3 billion won qualify, and use is not permitted at large supermarkets, department stores, or online shopping malls.
In this second round of support, the locations where the funds can be used have become even more diverse. It can also be used at Hanaro Mart branches in the town/village areas, local food direct sales stores, and cooperative stores. For military personnel, funds can be utilized not only in their registered residences but also in nearby business districts and PX.
Changes from the First Round
The second livelihood support fund features improvements in the criteria for eligibility and usage locations compared to the first round.
The shift from universal payment to selective payment allows focused support for those who truly need it.
Additionally, correction regulations considering the equity between dual-income households and single-person households have been introduced.
Furthermore, the expansion of usage locations such as business districts in town/village areas enables residents to enjoy various benefits.
Checklist Before and After Application
It is essential to check whether the household's property tax assessment standard exceeds 1.2 billion won. Additionally, it is necessary to confirm if the household's financial income exceeds 20 million won.
Confirming the individual's share of the health insurance premiums as of June 2025 is also necessary. Moreover, it is essential to check if you have pre-registered for the National Secretary notification service.
It is important to confirm application periods and the application day-of-the-week system, as well as be aware of the available merchants and the usage deadline of November 30.
Conclusion
The second distribution of the livelihood support fund is selectively conducted considering income and asset criteria, and an application process must be followed to receive support.
This support fund is primarily restricted for use at small business establishments, which is expected to positively impact the stimulation of the local economy.
It is essential to check the application period and usage deadline, and to remember the application day-of-the-week system and procedures.
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Frequently Asked Questions (FAQ)
Q. What is the purpose of the second distribution of livelihood support funds?
The second livelihood support fund aims to stimulate the domestic economy and promote livelihood recovery.
The government aims to activate the domestic economy, which has been dampened by COVID-19, and ensure the stability of citizens' lives through the second distribution of livelihood support funds. Unlike the first round, the second round will be implemented as a selective payment method considering financial soundness and equity. It is expected to positively impact livelihood recovery by concentrating support on those in need.
Q. Who is eligible for the second livelihood support fund?
Those who meet certain requirements among the 90% of citizens excluding the top 10% income earners are eligible.
The eligibility is set for citizens excluding the top 10% income earners based on June 18, 2025. The evaluation will consider health insurance premiums, household property tax assessment standards, and financial income. Households with a total property tax assessment standard exceeding 1.2 billion won and annual financial income exceeding 20 million won will be excluded. There will be a correction rule for dual-income households to adjust the income criteria differently.
Q. When and how can one apply for the second livelihood support fund?
Applications can be made online and offline from September 22 to October 31, 2025.
The application period is from 9 AM on September 22, 2025, to 6 PM on October 31, 2025. During the initial week, a day-of-the-week system based on the last digit of the birth year will be applied, and from September 27, applications can be made freely without restriction. Online applications can be submitted through credit card company apps, local love gift certificate apps, easy payment apps, and the National Health Insurance Corporation's website and apps, while offline applications can be made at resident centers and bank counters.
Q. How will the support funds be paid and how can they be used?
They will be provided as local love gift certificates, card points, or prepaid cards and can be used immediately upon approval.
The support funds will be distributed in the form chosen during application, either as local love gift certificates, card points, or prepaid cards. They can be used immediately upon approval but not automatically granted, so application is necessary. The usage deadline is until November 30, 2025, and any unused balance will expire after this date.
Q. Where can the funds be used and what are the restrictions?
They can only be used at traditional markets, local marts, restaurants, and other small business establishments.
The funds can be used at small business establishments with annual sales of 3 billion won or less, and using them at large supermarkets, department stores, or online shopping is not permitted. From the second round of support, the locations for usage have been expanded to include Hanaro Mart in town/village areas, local food direct sales stores, and cooperative stores. Military personnel can use the funds in business districts near their duty station as well as their registered residence.
Q. What are the differences between the first and second livelihood support funds?
The second round features selective distribution, expanded usage locations, and the introduction of corrections for dual-income households.
The first round was universally distributed, but the second has shifted to selective distribution excluding the top 10% income earners. Moreover, correction rules for dual-income households have been introduced to enhance equity, and the locations available for use have expanded, improving convenience for residents.
Q. What must be checked before and after applying?
You need to check property tax assessment standards, financial income, health insurance premiums, as well as the application period and usage deadline.
Before applying, it is essential to check whether the household's property tax assessment standard exceeds 1.2 billion won, whether the financial income exceeds 20 million won, and the individual's share of the health insurance premium as of June 2025. Also, check whether you have pre-registered for the National Secretary notification service as well as the application period, the day-of-the-week criteria, and familiarize yourself with the available merchants and the November 30 usage deadline.